Are you a UBA Bank account holder, then you would need to link NIN TO UBA Bank Account. CBN has mandated customers to update their account information with both the Bank Verification Number (BVN) and the National Identification Number (NIN) by March 1, 2024 in order to keep their account active.
How to link NIN to Bank Account
The Central Bank of Nigeria has instructed all bank customers to link their National Identification Number (NIN) and Bank Verification Number, BVN to their bank account (s). The apex bank had in a circular on December 1st 2023, directed that banks should place restrictions on all Tier 1 bank accounts without BVN.
Tier 1 accounts are accounts that can be opened with a valid identity or proof of address. While some banks indicated February 29, 2024, as the deadline, some banks were silent about any deadline.
The National Identification Number (NIN) consists of 11 non-intelligible numbers randomly chosen and assigned to an individual after completing enrollment into the National Identity Database (NIDB).
Bank Verification Number (BVN)
With the increasing incidents of compromise on conventional security systems (password and PIN), there is a high demand for greater security on access to sensitive or personal information in the Banking system.
The BVN gives each Bank customer a unique identity across the Nigerian Banking industry that can be used for easy identification and verification at Point of Banking operations.
Biometrics refers to identification of an individual based on physiological attributes- fingerprint, voice, facial features etc. To address existing challenges with identity management, the Central Bank of Nigeria, in collaboration with all Nigerian banks launched a centralized biometric identification system tagged Bank Verification Number (BVN).
National Identification Number (NIN)
The National Identification Number (NIN) is mandated for all Nigerian citizens and legal residents in the territory of the Federal Republic of Nigeria. The number consists of 11 non-intelligible numbers as the main unique component of the National ID Card issued on completion of enrollment into the Nigerian National Identity Database (NIDB). The database was designed as key to maintaining security and tied to basic public services for better management and efficiency in the near future.
HOW DO I LINK NIN TO UBA BANK ACCOUNT
Are you a UBA bank account holder, then you would need to link NIN to UBA bank account. CBN has mandated customers to update their account information with both the Bank Verification Number (BVN) and the National Identification Number (NIN) by March 1, 2024 in order to keep their account active.
The notification further stated that failure to comply with this mandatory security requirement will result in restrictions whereby a customer can’t withdraw or receive funds from his or her bank account.
This bank account NIN linking process will help in verifying and authenticating customers’ identities, enhancing the overall security of banking operations. If you are unsure about how to link your NIN to your UBA bank account, don’t worry! I have got you covered with this step-by-step guide on How to Link Your NIN to Your UBA bank Account in Nigeria.
Why Is It Important to Link NIN to UBA Bank Account
- The Nigerian government requires the linkage of NIN to bank accounts to streamline identity verification processes and combat fraudulent activities.
- By associating your NIN and BVN with your UBA bank account, the bank can verify your identity more effectively, adding an extra layer of security to your financial transactions.Once your NIN and BVN is linked to your UBA bank account, you can enjoy uninterrupted access to banking services without any compliance-related interruptions.
How to Link NIN to UBA Bank Account
UBA bank has simplified the process of linking your BVN and NIN to your account by providing multiple channels for this essential task, ensuring compliance with regulatory requirements and enhancing the security of your financial transactions. You can choose the most convenient option from the following:
Via USSD Code
The UBA bank USSD code which is also known as magic banking has provided a simple and convenient way to link your NIN to your UBA Bank account directly from your mobile phone. You don’t need internet access or a smartphone to utilize this method. Here’s how to do it:
- Get your mobile phone
- Dial *919*6# and then enter your BVN number.
- Your UBA Bank account will automatically be linked with your BVN.
Via UBA BANK Bank Mobile App
With the UBA Bank mobile app, you can link your NIN and BVN to your UBA bank account online. You’ll need to install their UBA BANK MOBILE APP from Play store or App store. Ensure you have your UBA bank account number, NIN, and BVN handy. Here’s how to proceed:
- Download and install the UBA Bank mobile app from the Google Play Store or the Apple App Store.
- Launch the app and log in with your username and password.
- Tap on the menu icon at the top left corner of the screen and select “NIN/BVN Linkage”.
- Enter your UBA Bank account number, NIN, and BVN in the fields provided.
- Tap on the “Submit” button and wait for the verification process.
- You will receive a confirmation message that your NIN has been successfully linked to your UBA Bank account
Via UBA BANK Branch
If you prefer face-to-face assistance or do not have access to the internet, you can visit the nearest UBA BANK branch. The bank’s friendly staff will guide you through the process of linking NIN to bank account.
- With the required documents, visit any UBA bank near to you.
- Approach a Customer Service Representative.
- The UBA customer service representative will guide you through the process.
- You will be required to provide your UBA account details, NIN, and any other requested information or documents for verification purposes.
- Once you have provided all the necessary details, the bank will initiate the verification process.
- After a successful verification process, you will receive an acknowledgment confirming that your NIN has been linked to your UBA bank account.
Via UBA ATM Gallery
- Visit any UBA Bank ATM near you and insert your UBA Bank debit card.
- Enter your PIN and select “NIN/BVN Linkage” from the menu options.
- Enter your NIN and BVN when prompted and confirm your details.
- Wait for the verification process and collect your receipt.
- You will receive a confirmation message that your NIN has been successfully linked to your UBA Bank account.
Retrieve your BVN on your phone
Did you register your BVN at UBA but have forgotten your BVN. You can easily retrieve it by
dialing *919*7# and then enter your bank account number. Your BVN number will
immediately be sent to your phone.
Important Tips:
- Ensure Accuracy: When linking your BVN and NIN, double-check that all numbers entered are correct to avoid any discrepancies.
- Keep Records: After completing the linking process, keep a record of the confirmation for future reference.
- Protect Your Information: Always keep your BVN and NIN confidential to prevent potential misuse.
Conclusion
Linking your NIN to your UBA account is a simple process that ensures compliance with regulatory requirements and enhances the security of your financial transactions. By following the steps outlined in this guide, you can seamlessly link your NIN to your UBA account and continue enjoying the bank’s services without interruption. If you encounter any difficulties during the process, don’t hesitate to reach out to UBA’s customer support for assistance.
I have shown you how to link your NIN to UBA Bank account online using the USSD code, the UBA Bank ATM Gallery and the UBA Bank mobile app. I have also shown you how to link your NIN to your UBA Bank account offline by visiting any UBA Bank branch or ATM. Stay compliant, stay secure, and enjoy hassle-free banking with UBA!
Hopefully, I believe that this post will be useful to you. Thanks for reading!