Open Rubies Bank Savings Account with 5% Bonus Rate | Rubies Login

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Open Rubies Bank Savings Account with 0% Deposit. Enjoy Awoof interest with easy Rubies Login mobile App.

Rubies Bank is a digital bank in Nigeria that offers innovative financial services, including savings accounts, loans, and payments solutions, to individuals and businesses through its mobile app and website.

How to open Rubies bank saving Account with or without BVN. How to Open Rubies bank Account with Only School ID Card. How to Open Rubies bank saving Account with just four Steps.

Rubies bank are trusted by millions of customers, we never stop looking for new ways to make banking simpler, smarter and better.

Rubies Bank Account

Rubies Bank offers various types of accounts for individuals and businesses, including savings accounts, current accounts, and salary accounts. These accounts can be opened and managed entirely through the Rubies Bank mobile app, which is available for download on both Android and iOS devices.

Rubies Bank also offers a range of other financial services, including loans, investments, and payments solutions, to help customers achieve their financial goals. The bank is committed to providing innovative and convenient banking services that meet the needs of its customers in Nigeria and beyond.

To open a Rubies Bank account, customers can download the app, complete the account opening process, and provide the required documentation and personal information. Once the account is opened, customers can enjoy a range of benefits, including instant account opening, 24/7 access to their account, and seamless transactions.

Rubies Bank Account Type

Rubies Bank offers various account types to meet the needs of different individuals and businesses. These account types include:
  1. Rubies Savings Account: This account allows customers to save and earn interest on their deposits, and comes with a free debit card.
  2. Rubies Current Account: This account is designed for individuals and businesses that need frequent access to their funds, and comes with a free debit card and online banking.
  3. Rubies Salary Account: This account is for employees who want to receive their salaries directly into their Rubies Bank account, and comes with a free debit card and other benefits.
  4. Rubies MSME Account: This account is for micro, small, and medium-sized enterprises (MSMEs) and offers features such as a dedicated relationship manager, access to loans, and free online banking.
  5. Rubies Diaspora Account: This account is designed for Nigerians living abroad and offers features such as free international money transfers and access to investment opportunities in Nigeria.

Customers can open and manage these accounts through the Rubies Bank mobile app, which is available for download on both Android and iOS devices.

Rubies Bank Interest Rate with Unlimited Offers

Rubies Bank Interest Rate with Unlimited Offers

Rubies Bank offers competitive interest rates on its savings accounts. The exact interest rate depends on the type of account and the amount deposited. Generally, savings accounts offer higher interest rates than current accounts.

Rubies Bank also offers interest on fixed deposit accounts, where customers can earn higher interest rates by depositing their money for a fixed period of time.

It is important to note that interest rates can change over time, and Rubies Bank may adjust its rates based on market conditions and other factors. Therefore, it is recommended to check with Rubies Bank or visit their website for the latest interest rates on their various accounts.

Open Rubies Bank Savings Account | Open Rubies Account with 0% Deposit

To open a Rubies Bank account, you can follow these steps:
  1. Download the Rubies Bank mobile app from the Google Play Store or Apple App Store.
  2. Sign up for a new account by providing your personal information, such as your full name, phone number, and email address.
  3. Verify your phone number and email address by entering the verification codes sent to you.
  4. Provide additional information and documentation, such as your BVN, date of birth, and a valid ID (e.g. driver’s license, national ID card, or passport).
  5. Choose the account type that best suits your needs, such as a savings account, current account, or salary account.
  6. Fund your account by transferring money from another bank account or using a debit card.
  7. Start using your Rubies Bank account to make transactions, save money, and manage your finances.

Enjoy great benefits with unrestricted and security to your account, anytime, anywhere on your computer, tablet, smartphones or any mobile device.

How to open Rubies bank Saving  Account Requirement

Rubies saving account is now available online or (off line) with just zero naira

  • Passport photograph
  • Driver’s license
  • voter’s card
  • Utility bills

 How to Open Rubies Bank Account with/without Money.

 How to Open Rubies Bank Account with/without Money.

Rubies bank are trusted by millions of customers, we never stop looking for new ways to make banking simpler, smarter and better for you without your money.

  • Your benefit for saving with Rubies bank
  • Secure transaction
  • Transaction notification
  • 24/7 banking

Open Rubies Bank Using Mobile App

To open a Rubies Bank account, you can follow these steps:
  1. Download the Rubies Bank mobile app from the Google Play Store or Apple App Store.
  2. Sign up for a new account by providing your personal information, such as your full name, phone number, and email address.
  3. Verify your phone number and email address by entering the verification codes sent to you.
  4. Provide additional information and documentation, such as your BVN, date of birth, and a valid ID (e.g. driver’s license, national ID card, or passport).
  5. Choose the account type that best suits your needs, such as a savings account, current account, or salary account.
  6. Fund your account by transferring money from another bank account or using a debit card.
  7. Start using your Rubies Bank account to make transactions, save money, and manage your finances.

How to Open Rubies Bank Login

To login to your Rubies Bank account, you can follow these steps:
  1. Open the Rubies Bank mobile app on your Android or iOS device.
  2. Enter your registered phone number and password on the login page.
  3. If you have enabled two-factor authentication, enter the verification code sent to your phone or email.
  4. Click on the “Login” button to access your Rubies Bank account.

Once you are logged in, you can view your account balance, transaction history, and other details. You can also perform various transactions, such as transferring funds, paying bills, and buying airtime/data, using the Rubies Bank mobile app.

Rubies Bank Online Login

Rubies Bank customers can access their accounts online through the Rubies Bank website. To login to your Rubies Bank account online, you can follow these steps:
  1. Visit the Rubies Bank website at https://www.rubies.ng/.
  2. Click on the “Login” button at the top right-hand corner of the page.
  3. Enter your registered phone number and password on the login page.
  4. If you have enabled two-factor authentication, enter the verification code sent to your phone or email.
  5. Click on the “Login” button to access your Rubies Bank account online.

Rubies Bank ATM Card

Rubies ATM Card

Rubies Bank offers debit cards to its customers. The debit cards can be used to make purchases online and in-store, withdraw cash at ATMs, and pay bills. The bank’s debit cards are also enabled for international transactions and can be used for cash withdrawals and purchases when traveling abroad. Rubies Bank debit cards can be easily managed through the bank’s mobile app, allowing customers to view transactions, set spending limits, and block their card in case of loss or theft.

Rubies Bank Mobile App Login

Rubies Mobile App

To login to your Rubies Bank account through the mobile app, you can follow these steps:
  1. Open the Rubies Bank mobile app on your Android or iOS device.
  2. Enter your registered phone number and password on the login page.
  3. If you have enabled two-factor authentication, enter the verification code sent to your phone or email.
  4. Click on the “Login” button to access your Rubies Bank account.

Once you are logged in, you can view your account balance, transaction history, and other details. You can also perform various transactions, such as transferring funds, paying bills, and buying airtime/data, using the Rubies Bank mobile app.

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Document needed (offline) or online

  • Click on the internet banking /request for a form
  • A form will appear/or start to
  • Fill the form with all the necessary requirement
  • Scanned your passport /place your passport
  • Scanned your ID card
  • After filling the form
  • Click on submit/submit to them
  • After 5(five) minute your account number will be send to your line.
  • Print the registration confirmation slip as a proof of your registration.
  • Payment can be made online or offline
  • That’s your account.

Document needed for the account.

  1. Personal information
  2. Details of next of kin
  3. Employment details
  4. Additional details
  5. Account Services
  6. Jurate
  7. Mandate
  8. Terms and condition of the banks

Rubies Bank Customer Care

Rubies Bank offers customer support through various channels, including phone, email, live chat, and social media. Here’s how you can contact Rubies Bank customer care:
  1. Phone: You can call Rubies Bank customer care at +234-1-700-RUBIES (782437).
  2. Email: You can send an email to [email protected].
  3. Live Chat: You can chat with a Rubies Bank customer care representative through the live chat feature on the Rubies Bank website or mobile app.
  4. Social Media: You can also reach out to Rubies Bank customer care through their official social media channels, such as Twitter, Facebook, and Instagram.

When contacting Rubies Bank customer care, be prepared to provide your account details and a detailed explanation of your inquiry or issue. It’s also helpful to have any relevant documents or information on hand, such as transaction receipts or screenshots. Rubies Bank customer care representatives are available to assist you with any questions or concerns you may have about your account or the bank’s services.

Bank Procedure.

  1. No fault information is accepted.
  2. Make sure all the information given is true and accurate

FAQ about Rubies Bank

How do I download the Rubies Bank app?

You can download the Rubies Bank app from the Google Play Store for Android devices or the App Store for iOS devices.

How do I register for a Rubies Bank account using the app?

To register for a Rubies Bank account using the app, you need to provide your personal information, such as your name, phone number, email address, and BVN. You will also need to verify your phone number and email address and provide a valid ID.

What types of accounts can I open with the Rubies Bank app?

You can open various types of accounts with the Rubies Bank app, such as savings accounts, current accounts, and salary accounts.

How do I transfer money using the Rubies Bank app?

To transfer money using the Rubies Bank app, you need to select the “Transfer” option, enter the recipient’s account details, and enter the amount you want to transfer. You can also add a description or reference for the transfer.

How do I pay bills using the Rubies Bank app?

To pay bills using the Rubies Bank app, you need to select the “Bill Payment” option, choose the biller or service provider, and enter the amount you want to pay. You can also add a description or reference for the payment.

Is the Rubies Bank app secure?

Yes, the Rubies Bank app uses various security measures to protect your account and personal information, such as encryption, two-factor authentication, and biometric login. However, it is still important to follow best practices for online security, such as creating a strong password and not sharing your login credentials with others.

How do I contact Rubies Bank customer support through the app?

You can contact Rubies Bank customer support through the app by selecting the “Support” option and choosing the method you prefer, such as chat or phone call.

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